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Old 08-23-2010, 08:15 PM
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dimetime dimetime is offline
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Default Bank Shopping

I have to say that if your in need of a bank, don't just simply pick the one that is close to your home. That can be a costly mistake over the years.

Instead take the time to speak to bank manager and read over what each bank offers, fee's that are charged, reputation and so on.

I know of some banks that are charging their customers some horrible fee's every single month just because they have an account at the bank. This is something that should never happen.

There are a variety of banks in this world and finding one that is going to be the best fit for you and your household is out there, you just need to take the time to find it.

Banks are more or less doing all that they can to get customers, so start looking around if your bank is also one that is charging you more than you are comfortable with.
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Old 08-24-2010, 04:42 PM
moneysense moneysense is offline
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Default Re: Bank Shopping

It is very important to look for a good bank. I am very happy with mine.

You also need to look into the stability of the bank you choose. And also make sure that they offer the FDIC assurance. This way if the bank does go under, your money is protected and you wont lose it.

The banks that charge the exorbitant fees are banks one need to stay away from. Even if it is close to your home, the fees will eat you up eventually and it is better to get a bank that you have to drive a bit to get to rather than choose one that charges the higher fees. Convenience isnt everything these days.
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