Checking Float Time

[kst$]

I have never heard of the time between depoisting a check and checks going out as Check float time. I try very hard not to do this. We have our bills set up to where there not do until after the pay period so there is never that chance of god I hope the moneys in there. Below are 6 tip to buy checking float time.

6 ways to buy checking 'float' time

By Jay MacDonald • Bankrate.com

Is your bank speeding money out of your checking account faster than you can put it in? Do you feel like someone just set your financial hamster wheel on fast-spin?
Fear not: We won't let you sink. There are numerous ways to establish your own "virtual float" to help buy you the time you need to pay your bills.

6 steps to buying time1.Sign up for direct deposit 2.Customize your bill due dates3.Leverage your credit card closing dates4.Use online banking5.Take advantage of account alerts6.Pad your check register

more on Bank float time

by Jay MacDonald

In these hard times most people are living paycheck to paycheck and those of us that were all ready living paycheck to paycheck we need all the grace period we can get. I hope this helps keep us all out of trouble with bouncing checks.

[moneysense]

Its great to know that there are options available that prevent problems with the money going out too soon.

No one needs insufficient funds charges and these options will take care of that possible problem. Thank you for posting this, as I sure wasnt aware of these options and am sure there are others out there that werent aware of them either.

[rachael24]

Thanks for posting. I worked in a bank for 3 years, and this is by far the most common problem that occurred with customers. Its good you are spreading the word.

[I-luvmoney]

These are great tips i have to wonder why more and more

banks do not tell their customers about these options

but then if they told everyone about the help they could get

then there would not be a need for the over draft charge that

banks are so great at telling you about and adding to your account

if you do get over drawn but never a word of the help you

can get to keep form getting over drawn