How to Write a Check

[kst$]

I could not believe it when my 22 year old sat down to write a check to her father for a bill and looked so confused. I asked her how many checks she has written and she said one or two. when she shops she uses the debit card or just hands over the check and they print it out for her. Thats when I came across this site. Please share it with your kids.

How to Write a Check

By eHow Personal Finance Editor
Learn how to write a check
Rate: (163 Ratings)
In the era of ATM check cards, online bill paying and credit cards, the art of writing a check may be lost. It is still a very effective way to pay for services and purchases, and to transfer funds. If you've never written a check before but want to start using them, here's how you do it.

1Start by writing in the date using any format, as long as it's legible. Use either the current date or a future date for a post-dated check.
Step2
Write the name of the person or company receiving your check on the line that starts with "Pay to the Order of" or "Payable to."
Step3
Write the numerical dollar amount of the check in the small space that starts with a dollar sign ($) so that it reads like this: $25.63.
Step4
Write the same amount using words for whole dollar amounts, a fractional figure for amounts less than a dollar, and a straight line to fill up the remaining space on the line ending with the word "Dollars," like this: Twenty-five and 63/100 ------------- Dollars.
Step5
Sign the signature line at the lower right.
Step6
Note the check number, date, payee and amount on the check stub or in the check ledger at the front of your checkbook.
Step7
Subtract the amount of the check so that you will know how much you have left in your account.

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[moneysense]

That is excellent information for young people just beginning to take care of their finances. It is surprising how many young people that dont have a clue on how to write a check and balance their checkbooks.

Thank you for sharing this, it simplifies check writing for beginners.

[rachael24]

We actually had a class in middle school that taught us how to write checks, and do other basic financial transactions. I was fortunate.

[pennypinch]

To be honest, when I got my first checkbook I didn't have a clue how to write a check. I think I was about 19 years old and had really never paid attention to how anyone did it. The bank gives you the checks but don't show you how to write one out. This will be very good info for the ones just starting out kst$!