Anyone who has a bank account should watch their accounts closely. There are times when life makes you crazy but you have to pay attention because many banks have been making changes and you have to keep up with those so your not paying more than you need to.
Also keeping a close eye on your accounts is a great way to keep track of where and how much your spending on different things and can adjust your spending more easily.
That comes in handy when your on a tight budget because you really have to make sure your not over spending on anything.
Another benefit of watching your bank accounts closely is that if someone were to get your information and start spending your hard earned money you will be able to put a stop to it quickly before to much damage has been done to you!
Yes you really do need to watch them closely, banks do make mistakes.I once had a check taken out of my account to times, the same check, how they could make that mistake I do not know.
I think banks purposely do this kind of crap to see who pays attention to their account and who doesn't and for those who don't I think that they continue doing things like this to cost people money so that they gain more money!
It makes a person wonder why they trust banks at all because of the mess they have caused some people.
Sad thing is when a bank makes a mistake that costs a person or a family they don't seem to wanna make things right! In my opinion that is just wrong. I think if a bank makes a mistake that messes up a persons financial situation directly then they should be responisble on making those things right once again.
If they were forced to do something like that then maybe this stuff wouldn't happen nearly as often as it does.