Keep track
Keep track of where you spend your money every day, this will help you know where you can cut out things that are not needed.
It will also help you find a way to put a few bucks away, by knowing where every penny goes, and to find a way to put money in the bank, that we all need to be doing.
Anything you find you do need, the money you spent there, you can now put in the bank to save when you might need it.
To save money you also compare prices on the bills you pay, find one that might save you money, you can do this online to save you time from calling all around.
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