Scams and Website Fraud.

[carol b]

There are so many scams out there designed to take your money. There are other things going on to that I didn't know about.

Pharming for one. My bank alerted me to this when I went to the website. They had a company using their address and was unsuccessful in contacting them.

This is their explanation of what Pharming is:

Pharming redirects Internet users from a legitimate web site to a “spoofed” or imitation site. Computer users might think they are visiting a legitimate online shopping site, for example, but instead are taken to a different site with a similar name. This “pharming” site is used to steal information such as credit card numbers, account numbers, passwords or Social Security numbers.
Cyber-criminals use the personal information they gain from phishing and pharming to commit identity theft or fraud.

Knowing what to do when you recieve emails is very important to your finances.

How can online banking users stay safe online?

We recommend these five steps:

1. Never click on e-mail links.
2. Enter Web addresses in the browser bar instead of using e-mail links.
3. Never share financial or personal information by e-mail.
4. Tell Your Bank about suspicious e-mails that contain our name or logo. Inform other organizations if you suspect they are being “phished” or “pharmed.”
5. Check accounts regularly to spot fraud or unauthorized account access.

[dimetime]

Great information here. Its important that everyone takes steps to ensure that they are protected constantly.

Theives are always finding new and creative ways to get unearned money from hard workers!! Its not right that we have to go through such lengths to protect ourselves, though there is just no other choice!