Cut your expenses on your phone
Grab your most recent cell phone bills and look at them to see what you are actually paying for, are you paying for internet service that you are not using or paying for 1000 minutes a month,and ony using about 350 ?
Before you make the call to your cell phone company check other Cellular companies to see how their rates compare. If it is still worth your while to stay with your current provider, then call them up and talk to them about the changes that you can make.
Home phone service, again ask yourself a tough question, “Do I really need a land line? Would it be possible to use my cell phone for all calls?”
If you can get by without a land line, call and cancel it. This will probably save you $20 or more a month just by making a phone call.
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