Pay on time

[centsgirl]

The best advice out there to keep expenses down is to always pay your bills on time.Have you ever seen how much charges there are for being late, for any type of bill, including electric, gas, cable phone, credit cards, house payments, or rent.

You can end up putting out hundreds, or even thousands a year on late fees if you are not careful.

Also when paying late you are messing up your credit, credit you may not want, but do need if you want to buy a home, or a car, or need a credit card, that you should only use when you have no other way.