Tips to save money

[centsgirl]

Tips on saving money:

1.Cook at home often

2.Make your own coffee

3.Brown bag lunch at least a few days a week

4.Make a list before going shopping

5.Go grocery shopping while you are in a hurry

6.Watch out for expiration dates on perishable goods

7.Buy in bulk whenever possible

8.Buy generic products whenever possible

9.Use grocery store bags to line trash cans

10.Consolidate and pay off debt as soon as possible

11.Pay your bills on time and avoid late fees

12.Be aware of your bank balance and avoid over draft fees

13.Avoid ATM fees

14.Avoid credit cards with annual fee

15.Instead of buying books, borrow books from the library