Credit and Credit cards.

[carol b]

If you want to bring your credit score up or establish your credit you are told that you need to get a credit card.

After the government stepped in to stop the credit card companies from gouging us with all of the extra fees it got worse not better.

I get credit card offers all the time. The average APR is around 25.9%. I got one the other day that was for 59.9%.

I threw it in the garbage after I stopped laughing and wiped the tears from my eyes.

I can not imagine anyone no matter how badly they needed one or how much money they made accepting a card with a rate like that.

Its time for the government to look closely at what is really going on and fix this mess.