Higher property insurance premiums.

[moneysense]

There are several things that can cause you to pay higher property and homeowner insurance premiums.

Dogs. Depending on the size, the breed, and the breeds reputation for agression can find you paying higher monthly premiums.

Wood burners. If you have a wood burner in your home, you will also find yourself paying higher premiums as these are considered dangerous.

If your fuel oil tank is in your basement or garage and you are in a flood zone, you will pay higher premiums per month.

These are just a few of the things that will cause you to pay higher monthly premiums. But finding a company to insure you is actually no problem, it will just cost you more.