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Old 01-29-2010, 12:05 AM
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dimetime dimetime is offline
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Default Home Owners Insurance

Insurance updates are something that should be done and done often. Lately in many areas I have noticed that the weather patterns have changed. This means that in some areas where there was hardly every high winds, they are now seeing those high winds.

This can cause alot of damage to a home and when weather patterns change like this its important that your insurance is checked or even updated to cover this type of weather.

Making sure that your insurance is updated to the point where it will cover this type of damage will save you alot of money and of course the hassle of trying to get it all fixed yourself.

I was so very thankful that our insurance covered damage done to our home by high winds a few years ago. With out the insurance we would have had to pay over 1,300 out of pocket.

Insurance is something that alot of people need and need to keep updated. I know for a fact that it can be very easy to forget to look into your insurance every now and then to make sure it all updated and that your protected against things that can happen in your area, but it is one thing that should never be allowed to be forgotten about.
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Old 02-02-2010, 05:36 AM
ClassyLady ClassyLady is offline
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Default Re: Home Owners Insurance

If a home is financed it has to have insurance on it. If you do not get it then the finance company will get some and add it to your payments. They have to cover themselves.
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Old 02-06-2010, 12:07 AM
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dimetime dimetime is offline
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Default Re: Home Owners Insurance

So true, though there are many homes that are not at this point in time financed which is why insurance is critical and the proper insurance is important.

I know of a few people who own their homes free and clear but do not have insurance on them. Of course slowly but surely I am changing that because I have pointed out facts about the things that can happen at any time and the possibility of a complete and utter loss of everything.

That thought is making them change their minds quickly about getting insurance.
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