Strange Insurance Policies of the Rich and Famous

[pennypinch]

Celebrities insure some strange things. Well, I guess it's probably neccessary to insure their "moneymakers". Here are some strange insurance policies of the rich and famous...

Fred Astaire had his legs insured because he was such a great dancer.

Guitarist Keith Richards of the Rolling Stones had a finger insured for $1.6 million.

Gene Simmons of Kiss had his very rather long tongue insured for one million.

Tom Jones's chest hair was insured for $7 million.

Dolly Parton has her breasts insured for $300,000 each.

David Lee Roth of Van Halen had his sperm insured for one million.

It's not always the celebrity who foots the bill. Instead, the insurance policy is often covered by an entertainment company or endorser. For example, Proctor & Gamble has an insurance policy on the long, wavy tresses of Pittsburgh Steelers safety Troy Polamalu because the NFL great is the face of the company's Head & Shoulders shampoo. Likewise, AquaFresh toothpaste has insured the teeth of "Ugly Betty" star America Ferrera for $10 million, making her a poster child for the pearly white smile. Insiders speculate that insuring body parts is a way for a company to get media attention for a celebrity or ignite attention for a brand -- and to increase the overall dollar value of a highly profitable star.

[moneysense]

Most of us cant even afford insurance and when you think of body parts being so highly insured, its just downright hard to believe.

Ok heres a question for you. If that person dies, do they get their regular insurance policies paid off plus the one they had on those body parts or is the coverage on those parts only good if that body part is damaged in some way? I would be really interested in knowing how that works, if you could let us know, it would really satisfy my curiosity.

[dimetime]

From what I have read about these types of insurance policies is that money is only paid out if the insured body part is damaged in some way.

I also know that Angelina Jolie had her lips insured for a mill or more and Jennifer Lopez had her rear end insured as well. I am not positive on these people and their insured body parts, but I do remember reading about them years ago.

It is seriouly strange to hear about people insuring various body parts. It is kind of creepy if ya ask me!! Though as was mentioned these body parts are a part of their money makers.

[dimetime]

Here are some more strange - unthought of insurances that you can get if you feel they are needed. Now granted these insurances I am listing aren't just for the rich and famous they are for everyone.


There is UFO abduction insurance for those who fear they may be abducted or have been abducted by aliens. This insurance covers psychiatric costs, medical costs. You can be insured for ten million, however most UFO abduction policies will only pay out $1.00 per year.


Wedding insurance is something that most couples don't think of. Heck I have never heard of it. Wedding insurance helps with protection on finances if the wedding day has to be postponed.


Now back to the rich and famous. Here are a few more well known artists/actor who had certain body parts insured. Liberace had his hands insured, Jamie Lee Curtis had her legs insured and Bruce Springsteen had his voice insured.



Also in many foreign countries there are insurances for those who are well to do for themselves to help protect their families from kidnappers, ransom's and so on.
There really are a wide varieties of insurances available, it all depends on what it is your looking for and what your wanting to insure. Regardless of what it is look into it there is most likely an insurance for it.