10 Money saving tips
1 Combine your cable, internet and telephone service
2 Send away for and follow up on rebates.
3 Convert to a gas water heater
4 Request a reduction in the interest rate for your home equity line of credit
5 Get your books from the library
6 Get DVDs from the library
7 Buy your car over the internet: Search the internet for information on the car you want and then send e-mail requests to dealers for the best price.
8 Never pay checking account fees. I hate bank fees. With so many free checking account plans available, there's no reason to pay a fee. And if the bank happens to charge you one, ask them to reverse the fee or take your business to another bank.
9 Take advantage of 0% credit card offers.
10 Replace incandescent bulbs with compact fluorescent light (CFLs) bulbs
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